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Usually, individuals applying for a loan are only interested in obtaining the loan and unfortunately are not worried about the prudence of buying the property at the agreed price.

Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.

The loan-to-value (LTV) ratio is probably the most important of the three underwriting ratios

Many local and state agencies run bond programs to generate funds to help individuals and families with a down payment.

Looking for a program where your monthly payments for interest and principal never change?

What conventional loans are and why you might need one.